Jackson Michigan's 100 Homes Program Aims to Reshape Neighborhoods and Lives

A housing transformation is taking root in Jackson Michigan.

The city is tackling its housing needs head-on with an innovative and aggressive strategy known as the 100 Homes Program.

This is not just about construction; it's about rebuilding community wealth from the ground up.

The initiative, powered by American Rescue Plan Act funds, aims to construct 100 new single-family houses on vacant, city-owned lots scattered throughout Jackson's neighborhoods.

For many residents, it represents a tangible opportunity to build equity and achieve the dream of homeownership.

A key partner in this endeavor is Norfolk Homes, which has signed on as a primary builder, bringing proven designs and construction expertise to the project.

The homes are being offered at a capped price of $175,000, a figure designed to remain within reach for many local families.

To make these homes even more accessible, the City of Jackson is providing a substantial incentive: $25,000 in down payment assistance for every qualified buyer.

This assistance becomes a forgivable grant if the owner lives in the home for at least five years, a move designed to foster long-term stability in the community.

The financial support doesn't necessarily stop there.

Buyers are also strongly encouraged to apply for an additional $10,000 in assistance through the Michigan State Housing Development Authority (MSHDA), potentially bringing total aid to an incredible $35,000.

Eligibility is tied to income, with the program targeting households earning up to 120% of the Area Median Income (AMI), ensuring the benefits reach the intended community members.

The impact is already visible across the city.

Construction sites are active, and families are moving into newly completed homes, turning empty lots into vibrant parts of the neighborhood fabric once again.

Recent reports show significant progress, with dozens of buyers approved and numerous homes either sold, under construction, or in the planning stages.

This program is a crucial development in a city where nearly half the population rents, offering a powerful tool to combat housing insecurity and build generational wealth.

Local officials have championed the project as a creative and effective use of federal funds to address a pressing local need.

The initiative has already spurred a noticeable uptick in housing construction permits throughout Jackson, signaling a broader renewal of confidence in the city's housing market.

What is the goal of the 100 Homes Program?

The program's primary goal is to build 100 new, affordable single-family homes on vacant city-owned lots in Jackson, Michigan. It aims to increase homeownership, revitalize neighborhoods, and help residents build generational wealth.

Who qualifies to buy a home through this program?

Qualified buyers must be owner-occupants and have a household income of up to 120% of the Area Median Income (AMI). Both current Jackson residents and non-residents are eligible to apply and must secure a traditional mortgage.

What financial help is available?

The City of Jackson provides $25,000 in down payment assistance. Buyers can also apply for an additional $10,000 from the Michigan State Housing Development Authority (MSHDA), for a potential total of $35,000 in financial support.